Do you pay fees to your financial institution??
Do you know what those fees are for??
What do you get in return for the fees you pay out of your pocket for a bank or credit union to "hold" your money??
All valid questions!! Most financial institutions charge a fee to have an account, waiving the fee for maintaining a certain balance in the account without really giving you a reason they charge you these fees. With fees ranging from $6 to $15 for account maintenance, why not get something with your account, I don't know, maybe something that benefits YOU, the customer.
-- Introducing --
Southern Rewards Perks and Premium Checking Accounts from Southern Michigan Bank and Trust!
Anywhere Banking Tools - Online banking, mobile banking, bill pay, debit card, and e-Statement.
Shop local, save local with BaZing savings - Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.
Cell phone protection 1,2 - Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.
ID theft aid 1,2 - Includes payment card fraud resolution, $2,500 in personal identity theft benefit identity monitoring*, and credit monitoring*.
Roadside assistance - Available 24/7 and free to use, up to $80 in covered service charges, up to 4 times per year.
$10,000 travel and accidental death coverage - Peace of mind for the unexpected.
Health Savings Card - Save money on prescriptions, eye exams, frames, lenses and hearing services.
The Perks Account has no monthly minimum balance, with a $6 monthly account fee, that comes along with all of the above mentioned benefits!!
The Premium Account has a minimum monthly balance of $1,000 to waive the $8 monthly account fee.
Unsure of which account would be best for you? Use the Account Finder to help assist you!
My Personal Story
I use the "Shop Local, Save Local" app all the time! We have two amazing local restaurants that participate in this app, and we get Buy One Get One Half Off Entree's whenever we eat at either of these places! Plus, a local (amazing) XL gas station pizza that is normally $14.99 for ONLY $9.99. Between those three options, monthly, I earn my $6 back without a thought to it really.
Not to mention the $80 it saved me, a few weeks ago, when I had my car towed thanks to a deer who thought he needed to cross the road, and hit me instead!
My $175 bill got cut to $95 out of pocket that day (this is an upfront payment, NOT a reimbursement!) plus the $50 reimbursement from my insurance company.... so, taking an almost $200 bill to $45 is something that cannot be beat! Still would have been $125 without the Bazing app! Just that $80 alone is 13 months worth of my $6 fee! SAVINGS ALL OVER!!
**If you do not have a local Southern Michigan Bank and Trust, find your local financial institution that offers the Bazing powered savings!!!
This weeks "Saver Story"
“Thank goodness it's Friday! Made it even better with my free pizza from Papa John's. I used a buy 1 get 1 free coupon from BaZing and saved $10.37. Thanks BaZing.”
- Sammi Jo H.
Thanks for reading!!
Til next time,
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